Architecting the numbers behind your rebuild valuation.
ClaimArchitect wasn't created in a lab.
It was born after a family lost their home in a fire, three different insurance adjusters came and went, multiple law firms got involved, and the "official" rebuild estimate still didn't seem to match what local builders said it would cost to rebuild.
An adjuster's initial estimate that appeared to be off by more than $200K
Conflicting opinions, but no detailed, construction-grade valuation that everyone could refer to
Contractor quotes that were 40% higher than the policy's estimate
Months of back-and-forth with no architect-level documentation to clearly show the underlying numbers
The gap wasn't just in dollars—it was in detail. The adjuster relied on a standardized system. The contractors provided ballpark bids. Nobody had the time or mandate to rebuild the entire home on paper, line by line, with local pricing and a licensed contractor's review.
So we built the tool we wish had existed then: an independent, architect-level, builder-reviewed rebuild valuation that a homeowner and their advisors can use to better understand the cost side of their claim.
This is not a quick ballpark. Using your documentation, photos, and professional construction-estimating tools, we digitally reconstruct your home room by room, wall by wall. If a standard estimate assumes your kitchen is 200 sq. ft. and we can reasonably see it is closer to 280, we reflect that in our measurements and quantities. We use your policy and estimate as inputs so our valuation can be organized in a way that aligns with how your loss is described, but we do not interpret coverage or provide legal advice.
National averages and generic defaults often miss what's happening in a specific market at a specific time. We price line items using local construction cost data and contractor-informed inputs—not one-size-fits-all system averages.
Your report is not "AI-generated fluff." After the digital reconstruction and takeoffs are complete, a licensed general contractor reviews the scope, quantities, and pricing and signs off on the valuation from a construction perspective. Many clients, public adjusters, and attorneys appreciate having a rebuild valuation that has gone through a builder's review and signature as part of their own work.
You receive a line-by-line breakdown in a format that adjusters, construction professionals, and legal teams are used to reading. It's designed to complement—not replace—the other professional advice you may be receiving. We don't tell you what to accept or reject; we give you a deeper, construction-focused view of what it may cost to rebuild.
Most homeowners don't realize their coverage or initial estimates may be tight until after a major loss. At that point, they're already dealing with emotional, financial, and logistical pressure. Discovering that the numbers may be $150K–$400K short – or more – adds another layer of stress.
Adjusters aren't the enemy, but they operate within systems that prioritize speed and standardization. They are not acting as your personal builder, and they're not pricing the job as if they were the ones rebuilding your home.
ClaimArchitect exists to bring architect-level, builder-verified detail into the conversation:
When you and your advisors are evaluating options, it helps to have more than a generic output from a standardized system. Our role is to provide that independent rebuild valuation. How it's used—whether in discussions with an adjuster, with a public adjuster, or in legal proceedings—is up to you and your professional advisors.
Families who want a detailed, independent view of what it may cost to rebuild, and who feel that existing numbers don't fully reflect the home they lost.
Professionals who need structured, construction-focused documentation to support their own adjusting work and to help explain rebuild costs to their clients and to insurers.
Legal teams preparing for coverage reviews or litigation who want architect-level, builder-reviewed cost documentation to complement their legal analysis and strategy.
If you suspect an existing estimate doesn't reflect the real-world cost to rebuild, ClaimArchitect gives you a construction-focused second look—not from another insurance professional, but from people who actually build and price homes.