One price. No percentage. Full refund if our valuation doesn't come in higher than your adjuster's estimate.
| ClaimArchitect | Public Adjuster | Carrier Estimate | |
|---|---|---|---|
| What it is | AI-powered valuation platform | Licensed claims negotiator | Carrier's internal estimate |
| Fee | $5,000 flat | 8–15% of recovery | $0 (but it's their number) |
| What you get | Independent valuation report | Claim negotiation services | Carrier's rebuild estimate |
| Who uses it | You and your advisors | Works on your behalf | Created for the carrier |
| Negotiates with carrier? | No | Yes | N/A |
| ClaimArchitect | Public Adjuster | Carrier Estimate | |
|---|---|---|---|
| What it is | AI-powered valuation platform | Licensed claims negotiator | Carrier's internal estimate |
| Fee | $5,000 flat | 8–15% of recovery | $0 (but it's their number) |
| What you get | Independent valuation report | Claim negotiation services | Carrier's rebuild estimate |
| Who uses it | You and your advisors | Works on your behalf | Created for the carrier |
| Negotiates? | No | Yes | N/A |
Public adjusters and attorneys can add significant value. Our valuation is a tool you and your advisors can use—not a replacement for legal representation.
If our rebuild valuation does not exceed your adjuster's original estimate, we refund 100% of your fee.
The guarantee compares our valuation to your adjuster's written estimate. It does not guarantee a specific payment or outcome from your carrier.
ClaimArchitect provides independent construction cost estimates only. We are not a public adjuster, law firm, or insurance company. We do not negotiate, adjust, or settle insurance claims, and we do not provide legal or tax advice.